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Health
insurance costs are rising dramatically. More people are finding
themselves unable to afford health insurance. One of the major factors for
the outrageous increase in health insurance premiums is the cost related
to malpractice claims. Large malpractice awards raise the cost of
insurance for everyone. But more significantly, lawsuits that are filed
that have no merit add a tremendous cost to the system and do absolutely
nothing to protect the public.
I
sponsored SB 1113 in 2004 to address the problem of lawsuits filed and
pursued before there is evidence that the person being sued did anything
wrong. These are the cases that trial attorneys files with the hope that
sometime during the discovery phase, information will be found that proves
the defendant did something wrong.
In fact, often the trial attorney hopes the defendant will just
settle to avoid the costs associated with depositions. The costs are high
in attorney's fees, time lost from work and the emotional trauma of being
sued. Even when there is no evidence that malpractice has occurred; the
person sued is forced to defend himself. The insurance company incurs
significant costs preparing a defense and these costs are passed on to
everyone in higher insurance premiums.
SB
1113
adds licensed healthcare professionals to the Affidavits; Expert Testimony
Statute.
Under
current law, if expert testimony is going to be required in a case against
a licensed professional, there must be at least one expert who will say
the lawsuit has merit before it can move forward. This would occur before
the stage is reached where there are huge costs incurred in both time and
legal fees. This law was passed in 1999 to stop lawsuits that did not have
merit but were costing licensed professionals a great deal of money and
time before the case was ultimately dismissed.
Current
law addresses those lawsuits where no expert can be found (anywhere in the
country or in the world) to give a preliminary opinion that the case has
merit. The current law allows for plenty of time for an expert to be found
with a Judge being able to extend the time indefinitely.
The current statute is working well for all the professions covered
by it. Even lawyers are covered under the current statute!
The
original bill in 1999 covered all licensed professionals except those in
the healthcare professions. Healthcare licensed professionals were left
out of the bill because, at the time, there was thought to be an
alternative method to screen out those lawsuits without merit. There had
been a panel under the State Bar to deal with these issues.
That is no longer the case and in fact it never worked well when it
was in place. This bill strikes the language that excluded healthcare
professionals.
Nothing
in this current statute prevents a legitimate lawsuit from moving forward.
It only asks that there be some reason that someone is being sued. No one
should be sued unless there is some evidence that malpractice has
occurred.
Arizona
is facing a crisis. Insurance rates are rising, doctors are retiring
earlier and new doctors are not willing to come into this State. The
problems of malpractice lawsuits are creating a shortage of healthcare
professionals that will have a devastating effect on our future. SB 1113 is
a good first step to address this very serious problem.
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